Hello Everyone,
Today i write about insurance in HYIP''s on HYIP.Observer - Honest HYIP Monitoring Service

The projects which are eligible for insurance will be updated in listing and you will see in listing details "Our Insurance $...." this means that you can invest in this project and if it stops paying, then we will pay you some of the money you have lost! Up to 100%

Insurance term.
- Only our referrals can submit Insurance Compensation Request.
- Before submit your registration form kindly check your upline carefully. (it''s can be only HYIP.Observer or InfernusZp)
- Compounding is NOT allowed while the insurance is active.
- kindly notice that only the investments deposited after the insurance plan is published are eligible for insurance.
- If program have both plan "DAILY PLAN - AFTER PLAN" so kindly choose DAILY PLAN for your safty
- Do not cheat by creating multiple accounts to receive insurance.

Compensation Policy.
- The insurance does not guarantee 100% of your investment to be returned back but it''s can be, the total insurance amount will be divided to all investors.
- The maximal coverage of refund is 100$ per user. Only this limit will be taken into calculation.
- For example: The insurance for "TestHYIP" was $500 and there were 3 investors for this project with the following net lose:
*InvestorUsername1: 110$
*InvestorUsername2: 200$
*InvestorUsername3: 30$

In this case, we will divide the insurance to these 3 investors and pay back as below:
*InvestorUsername1: 100$ (90%+)
*InvestorUsername2: 100$ (50%)
*InvestorUsername3: 30$ (100%)

In this calculation there is $230 insurance was shared remaining $270 will be back to "TestHYIP" admin.
Important: The input to calculate insurance is
(Investment - RCB – withdrawn = Net Lose)

Application Privacy
- Check status of the project in our website before submit Insurance Compensation Request. If the status is already changed to "NOT PAYING", than you can submit Insurance Compensation Request.
- Insurance Compensation Request must be submitted within 48 HOURS after the project’s status is changed to "PROBLEM or NOT PAYING", late after 48 hours, non-referrals, or none lose users request will be not accepted and it will rejected.
- Insurance funds will be share within 2-5 days after program stop paying to users.
- Kindly visit support page and and fill it with all require information.

Require information for Insurance Compensation Request
- Program Name
- Username
- Date of deposit
- Deposit amount
- How many you withdraw $ (at all)
- How many you lose $ (at all)
- Your payment system ID

That''s All!
Thank and Good Luck!
HYIP.Observer - Honest HYIP Monitoring Service